Aúpa

YOUR BANK. YOUR RIGHTS. YOUR CHOICE.

What if your claims
were worth €500?

Receive €100 for each claim we purchase.

Interest, insurance or fees that don’t add up. We assess your case and, if we buy your claim, pay you upfront. You get on with your life.

How it works

Example: 5 purchased claims × €100 = €500. Applying does not guarantee an offer or payment.

A smiling couple looking at a phone in a bright Mediterranean home. Illustrative image.
Payment upfront
€100FOR EACH CLAIM PURCHASED

Illustrative image. These are not actual customers.

Assessment without commitmentYou decide whether to sellSpecialist recovery support

A CLEAR PROCESS

From a question to a decision.
In four steps.

No impossible promises. Just an offer you can understand and choose.

01

Tell us about your case

Answer a few questions about your banking products. You don’t need legal expertise.

02

We review your documents

We assess whether there are eligible claims we would like to purchase.

03

Receive an offer

Understand the claim being purchased, the price and the terms before deciding.

04

Sign and receive payment

After approval and completion of the assignment, you receive the agreed price. We handle recovery.

WHAT WE CAN ASSESS

Sometimes, what you paid
deserves a second look.

We review the details of your contracts, not just the product name.

Potentially unfair or usurious interest

Revolving credit cards and certain consumer loans. A high interest rate alone does not establish an eligible claim.

Unexplained insurance or lack of consent

Insurance attached to loans or cards where information, consent or charges are disputed.

Improper fees

Certain debt-collection, overdraft or other charges where the contractual basis or service is disputed.

Mortgage expenses

Some mortgage arrangement expenses may be recoverable depending on the circumstances. Not all expenses are improper.

Lack of transparency

Contract terms that were not clearly explained. This may be relevant to assessment but does not trigger an automatic payment.

Not sure
where to start?

Tell us which products you have. We help you understand the next step.

Every case is assessed individually. Several issues in one contract do not necessarily amount to separate claims we can purchase.

CHOOSE WHAT WORKS FOR YOU

Your claim.
Your way forward.

Selling is an option. You can also keep your claim and pursue recovery.

CERTAINTY NOW

Sell your claim

  • Receive the agreed price upfront
  • Know the amount before selling
  • The company handles recovery
  • Transfer the right to future financial recovery

Keep it and pursue recovery

  • You may recover more if successful
  • The outcome and timing are uncertain
  • Manage the process with your lawyers
  • Expenses depend on your agreement and case

LET’S DO THE NUMBERS

€100 per claim.
As clear as that.

Choose a number to see a payment example. Assessment will determine which claims we can purchase.

PAYMENT EXAMPLE

€500

This calculation is illustrative and is not an offer. Payment depends on the claims we assess, accept and purchase.

CLARITY FROM THE START

Understand first.
Decide afterwards.

A purchase, not a promise

Receive a purchase offer, not a guarantee of what the bank will repay.

Specialist recovery

After purchase, specialist lawyers pursue recovery of the purchased claim.

Care with your information

We don’t ask for banking passwords, PINs or access codes to assess a claim.

Company information
Legal name
To be confirmed
Tax ID
To be confirmed
Registered address
To be confirmed
Email
To be confirmed
Phone
To be confirmed

The legal identity, contact details and final terms are awaiting confirmation. The application is in demonstration mode.

NO HIDDEN DETAILS

The questions
worth asking.

What does selling my claim mean?

You transfer the claim identified in the agreement to the company in exchange for the agreed price. The company then holds the right to recover the amounts covered by that claim.

How much could I receive?

The proposal is €100 for each claim we accept and purchase. Five purchased claims would equal €500, but there is no guarantee you have five or that all will be eligible.

Do I receive money simply for applying?

No. Applying starts an assessment. Payment only follows an offer, your acceptance and completion of the assignment under the agreement.

When will I be paid?

After approval and signing, within the timeframe set out in your offer. We do not promise same-day payment.

What if the company recovers more than €100?

Recovery from the purchased claim belongs to the company. You retain the agreed price even if the recovery is higher.

What if the company recovers nothing?

The intended model is for the purchaser to bear recovery risk. The final allocation of risk must be confirmed in the purchase agreement before signing.

Will I pay expenses or court costs?

The intended model is for the purchaser to bear recovery expenses and risk. Check responsibility for each expense and any adverse court costs in the final agreement; these terms are awaiting confirmation.

Can I have several claims?

Possibly. We assess each one. Several issues within a contract do not automatically become separate claims available for purchase.

What documents do you need?

Relevant contracts, statements and receipts may help. We do not need passwords, PINs or access codes.

Can I apply if I already have a lawyer?

Tell us in your application. We will review the existing engagement and circumstances before considering a purchase.

What if my case is already in court?

This requires additional review and may affect eligibility or prevent a purchase. Claims in litigation are not automatically accepted.

Do I have to change banks?

Purchasing a claim does not itself require changing banks. Assessment should consider active contracts and outstanding obligations.

How do you handle my personal information?

This version is a demonstration: it does not send or save your application or upload documents. The privacy notice and secure processing arrangements will be completed before real applications are enabled.

Can I keep my claim and pursue it myself?

Yes. Applying for an assessment does not sell your claim. You can decline an offer and keep your claim.

START BY FINDING OUT

Discover what might be
in your contracts.

A few questions. A review. A decision that’s yours.

Demonstration mode: no data or documents are sent.